What are you doing with your extra cash this Christmas?
I’m receiving a sizable amount of unexpected income this month. Almost like a freelancer’s 13th month pay. This isn’t unusual during Christmas, where people get paid more, businesses generally have more income, and students receive money as gifts from their ninongs and ninangs. This extra money you receive is called “a windfall”. What exactly is [...]
Discussing saving with your spouse
Frugal Pinoy reader Allan G sent in this question as a response to my previous article on saving: Hi there! I have never been a big spender. I earn well and I have always had. Before I got married, 80% of my money I used to help family and relatives. I was not able to [...]
5 Ways to Make Saving Less Painful
Saving comes easy for some, but it’s an impossible task for others. When I ask some friends about their savings, they sometimes cringe or tell me “I don’t want to think about that!” as if I asked them about a life-threatening disease. The act of saving doesn’t have to be difficult or painful. If done [...]
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