6 Signs That You're Living Beyond Your Means
“Live within your means” is one of the first rules of personal finance. If you think about it, this is common sense. Still, most people forget this and spend more than what they earn, getting themselves into financial trouble. Not sure if you’re living beyond your means? Then read on to find out if you [...]
What are you doing with your extra cash this Christmas?
I’m receiving a sizable amount of unexpected income this month. Almost like a freelancer’s 13th month pay. This isn’t unusual during Christmas, where people get paid more, businesses generally have more income, and students receive money as gifts from their ninongs and ninangs. This extra money you receive is called “a windfall”. What exactly is [...]
Discussing saving with your spouse
Frugal Pinoy reader Allan G sent in this question as a response to my previous article on saving: Hi there! I have never been a big spender. I earn well and I have always had. Before I got married, 80% of my money I used to help family and relatives. I was not able to [...]
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