It’s nearing the start of a new month again, so let’s take this opportunity to review some of the more interesting and insightful personal finance posts around the web last April. I’ve included a few non-Filipino articles because I found them insightful, but most of the links below are relevant to Pinoys.
Check them out and don’t forget to leave a comment and share your own favorites 
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How I Spend Money from Get Rich Slowly. Blogger JD Roth shares the practical strategies he and his wife use to practice frugality. The post is realistic and sobering, especially since JD writes this at the end:
By using these strategies and tactics, I’ve reduced my monthly operational expenses significantly, freeing money to be put into savings or used for other priorities. But I’m far from perfect. I still spend money on things that I shouldn’t, and I still make mistakes.
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Pinoy Retirement Rx has an interesting post on Pinoy Retirement Fund Building 101. It lists a few other options we have for building retirement funds, apart from SSS, GSIS, and other pension plans.
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I haven’t talked about multi-level marketing (MLM) schemes in the blog, but I have some strong feelings about them. They can be profitable with the right strategy, BUT most of these programs try to sell you on unrealistic profits without telling you the disadvantages or the “catch”. So if you’re looking to join an MLM program, I suggest you read these tips from Pinoy Bisnis about how to avoid MLM scams.
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Ever thought about buying a franchise as a way to start your own business? EntrePinoys has a handy list of advantages and disadvatages to buying a franchise.
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Francisco Colayco wrote a couple of posts this month on teaching kids about money. The first one is about teaching kids to save and invest, and how to inform kids of your family’s financial troubles.
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Is there a personal finance article, resource, or blog you want to share with other Frugal Pinoy readers? Go ahead and post them in the comments 
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