Does Frugal Pinoy Apply to You?

“Your site doesn’t apply to me.  I can’t use your advice.”  I hear this comment a lot, especially from friends and family.

It could be true.  The blog posts here at Frugal Pinoy may not apply to you, especially if you’re…

• feeling so secure in your finances that you know you can provide for yourself and your family even if you lose your job and have no income for 6 months,
• a multi-millionaire who wants to learn more about aggressive stock market investing rather than saving,
• or someone who thinks “I know all of this already!  In fact, I can write a book on it!” every time you see a new blog post here.

If you’re any of the above, congratulations!  You might not need this site.  In fact, feel free to contact me and send a guest article containing advice that other Frugal Pinoy readers could use.  (I’m serious about this.  Guest articles are welcome.  Just click here to send me a message via the contact form.)

But if you hear yourself saying or thinking the following lines, then this blog will definitely be beneficial to you:

• “I want to make more money.”
• “I need to get out of credit card debt.”
• “I hope to save more money so I can afford the things I want.”
• “I want to save more money so I can afford the things I need.”
• “I still accept financial help from friends and relatives.”
• “If I get laid off tomorrow, I won’t be able to pay for my living expenses until I get another job.”
• “I want to have the financial freedom to travel and pursue my passions.”
• “I’m spending too much on clothes/food/entertainment/etc.”
• “I want to retire early.”
• “I want to leave the rat race and start my own business.”

What is Frugal Pinoy really about?  Why is it relevant to the people who can relate with these statements?  In one sentence, Frugal Pinoy is a blog about defining financial freedom and the steps you need to take to get there. I’m willing to bet that almost anyone who is earning an income (or wants to) would benefit from defining the word “financial freedom” in their own terms, as well as take the steps to get to this freedom as soon as possible.

Personally, I want that financial freedom myself.  The good news is that I believe I’m on track to financial freedom, even with the economic downturn (in fact, I’m thriving).  If you want to be on this journey yourself, then you’re welcome to use the advice on this blog.

The best part? It doesn’t cost you any money. It doesn’t make me any money either*, so you know I’m not out to sell you multi-level marketing products and other scams.

That’s all This post just serves to remind both myself and the readers about what Frugal Pinoy is for.

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Happy Wednesday, everyone!

Photo by: Melodi T

* UPDATE: As of December 2009, I started using ads here at Frugal Pinoy to help support the maintenance of the site. But they are secondary to the content. I’ll always be putting the reader first.