Protecting Yourself Against Layoffs
Recent items in the news must sound depressing for Filipino employees. An outsourcing firm laid off 500 workers, many OFWs lost their jobs, and even the Intramuros Administration laid off some of its workers. Since I work as a freelancer, there’s no danger of layoffs in the strictest sense. But I need to prepare myself [...]
What are you doing with your extra cash this Christmas?
I’m receiving a sizable amount of unexpected income this month. Almost like a freelancer’s 13th month pay. This isn’t unusual during Christmas, where people get paid more, businesses generally have more income, and students receive money as gifts from their ninongs and ninangs. This extra money you receive is called “a windfall”. What exactly is [...]
Discussing saving with your spouse
Frugal Pinoy reader Allan G sent in this question as a response to my previous article on saving: Hi there! I have never been a big spender. I earn well and I have always had. Before I got married, 80% of my money I used to help family and relatives. I was not able to [...]
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