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	<title>Comments on: Free Download: Frugal Pinoy Budgeting Spreadsheet</title>
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	<link>http://www.frugalpinoy.com/budgeting/free-download-frugal-pinoy-budgeting-spreadsheet/</link>
	<description>A Financial Freedom Guide for Filipinos</description>
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		<title>By: faye</title>
		<link>http://www.frugalpinoy.com/budgeting/free-download-frugal-pinoy-budgeting-spreadsheet/#comment-390</link>
		<dc:creator>faye</dc:creator>
		<pubDate>Wed, 29 Dec 2010 01:58:01 +0000</pubDate>
		<guid isPermaLink="false">http://frugalpinoy.com/?p=531#comment-390</guid>
		<description>Hi celine. trying to save your spreadsheet. not successful though.</description>
		<content:encoded><![CDATA[<p>Hi celine. trying to save your spreadsheet. not successful though.</p>
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	<item>
		<title>By: Celine</title>
		<link>http://www.frugalpinoy.com/budgeting/free-download-frugal-pinoy-budgeting-spreadsheet/#comment-389</link>
		<dc:creator>Celine</dc:creator>
		<pubDate>Tue, 12 Oct 2010 14:09:58 +0000</pubDate>
		<guid isPermaLink="false">http://frugalpinoy.com/?p=531#comment-389</guid>
		<description>Hi Manny,

I don&#039;t have MS Excel so I can&#039;t make the file available soon. Have you tried using the current file with Excel? It might still work.</description>
		<content:encoded><![CDATA[<p>Hi Manny,</p>
<p>I don&#8217;t have MS Excel so I can&#8217;t make the file available soon. Have you tried using the current file with Excel? It might still work.</p>
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		<title>By: Manny Laxamana</title>
		<link>http://www.frugalpinoy.com/budgeting/free-download-frugal-pinoy-budgeting-spreadsheet/#comment-388</link>
		<dc:creator>Manny Laxamana</dc:creator>
		<pubDate>Sun, 10 Oct 2010 17:26:14 +0000</pubDate>
		<guid isPermaLink="false">http://frugalpinoy.com/?p=531#comment-388</guid>
		<description>Hi!

Good day! can you send me an excel file format of the spreed sheet. Hope you could provide the soonest. this will help me a lot on managing my personal finance. Thanks</description>
		<content:encoded><![CDATA[<p>Hi!</p>
<p>Good day! can you send me an excel file format of the spreed sheet. Hope you could provide the soonest. this will help me a lot on managing my personal finance. Thanks</p>
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	<item>
		<title>By: Celine</title>
		<link>http://www.frugalpinoy.com/budgeting/free-download-frugal-pinoy-budgeting-spreadsheet/#comment-387</link>
		<dc:creator>Celine</dc:creator>
		<pubDate>Sat, 26 Jun 2010 15:27:16 +0000</pubDate>
		<guid isPermaLink="false">http://frugalpinoy.com/?p=531#comment-387</guid>
		<description>That&#039;s a good idea - to have the savings section before everything else as a reminder to pay oneself first. :) Thanks Junnette, great tip, I&#039;ll do that for my personal spreadsheet too.</description>
		<content:encoded><![CDATA[<p>That&#8217;s a good idea &#8211; to have the savings section before everything else as a reminder to pay oneself first. <img src='http://www.frugalpinoy.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Thanks Junnette, great tip, I&#8217;ll do that for my personal spreadsheet too.</p>
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	<item>
		<title>By: dyoonet</title>
		<link>http://www.frugalpinoy.com/budgeting/free-download-frugal-pinoy-budgeting-spreadsheet/#comment-386</link>
		<dc:creator>dyoonet</dc:creator>
		<pubDate>Sat, 26 Jun 2010 14:28:11 +0000</pubDate>
		<guid isPermaLink="false">http://frugalpinoy.com/?p=531#comment-386</guid>
		<description>Sorry, I meant that I uploaded your spreadsheet to Google Docs bec. I want it to be accessible anywhere -- and that I should start using your spreadsheet and the other tools. (Yan ang hirap when you combine sentences or fragments without rereading the entire thing.) :p</description>
		<content:encoded><![CDATA[<p>Sorry, I meant that I uploaded your spreadsheet to Google Docs bec. I want it to be accessible anywhere &#8212; and that I should start using your spreadsheet and the other tools. (Yan ang hirap when you combine sentences or fragments without rereading the entire thing.) :p</p>
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		<title>By: dyoonet</title>
		<link>http://www.frugalpinoy.com/budgeting/free-download-frugal-pinoy-budgeting-spreadsheet/#comment-385</link>
		<dc:creator>dyoonet</dc:creator>
		<pubDate>Sat, 26 Jun 2010 14:21:24 +0000</pubDate>
		<guid isPermaLink="false">http://frugalpinoy.com/?p=531#comment-385</guid>
		<description>Hey Celine. I was cleaning and backing up my hard drive when I found your spreadsheet again (haha huli ba?). Very timely, because I was budgeting earlier and I was reminded again of the many budgeting tools that I&#039;ve researched and compiled. Now I should really USE them. Since I want it to be accessible anywhere I uploaded the file to Google Docs. Seems to work naman -- I will let you know if there&#039;s any macro or formula issues.

This would depend upon the user&#039;s preferences, of course, but I thought that it would be a good idea to put SAVINGS before the UTILITIES section as a psychological reminder that savings should be set aside first, not as an afterthought. Or, since Savings technically isn&#039;t an Expense, to put it on a separate section prior to the latter. Just a suggestion. :)

(This --and Allan&#039;s comment above--also crystallized my idea for a POST.) Thanks!</description>
		<content:encoded><![CDATA[<p>Hey Celine. I was cleaning and backing up my hard drive when I found your spreadsheet again (haha huli ba?). Very timely, because I was budgeting earlier and I was reminded again of the many budgeting tools that I&#8217;ve researched and compiled. Now I should really USE them. Since I want it to be accessible anywhere I uploaded the file to Google Docs. Seems to work naman &#8212; I will let you know if there&#8217;s any macro or formula issues.</p>
<p>This would depend upon the user&#8217;s preferences, of course, but I thought that it would be a good idea to put SAVINGS before the UTILITIES section as a psychological reminder that savings should be set aside first, not as an afterthought. Or, since Savings technically isn&#8217;t an Expense, to put it on a separate section prior to the latter. Just a suggestion. <img src='http://www.frugalpinoy.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>(This &#8211;and Allan&#8217;s comment above&#8211;also crystallized my idea for a POST.) Thanks!</p>
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		<title>By: Celine</title>
		<link>http://www.frugalpinoy.com/budgeting/free-download-frugal-pinoy-budgeting-spreadsheet/#comment-384</link>
		<dc:creator>Celine</dc:creator>
		<pubDate>Sat, 14 Nov 2009 07:40:54 +0000</pubDate>
		<guid isPermaLink="false">http://frugalpinoy.com/?p=531#comment-384</guid>
		<description>@Ning: Thanks for dropping in :) The problem with saving in excel format via openoffice is that the formulae and some settings don&#039;t always translate well. When I do that, I have to check it in Excel itself afterwards to see if everything converted properly. I&#039;ll definitely upload an Excel version when I get the chance to do that :)

@emilie: I agree. :) I don&#039;t know if it&#039;s the same for everyone else, but it loads faster for me too.</description>
		<content:encoded><![CDATA[<p>@Ning: Thanks for dropping in <img src='http://www.frugalpinoy.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  The problem with saving in excel format via openoffice is that the formulae and some settings don&#8217;t always translate well. When I do that, I have to check it in Excel itself afterwards to see if everything converted properly. I&#8217;ll definitely upload an Excel version when I get the chance to do that <img src='http://www.frugalpinoy.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>@emilie: I agree. <img src='http://www.frugalpinoy.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  I don&#8217;t know if it&#8217;s the same for everyone else, but it loads faster for me too.</p>
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		<title>By: emilie</title>
		<link>http://www.frugalpinoy.com/budgeting/free-download-frugal-pinoy-budgeting-spreadsheet/#comment-383</link>
		<dc:creator>emilie</dc:creator>
		<pubDate>Fri, 13 Nov 2009 18:47:03 +0000</pubDate>
		<guid isPermaLink="false">http://frugalpinoy.com/?p=531#comment-383</guid>
		<description>Open office is superb. it can open from old .xls files and .xlsx :D. libre pa :D.</description>
		<content:encoded><![CDATA[<p>Open office is superb. it can open from old .xls files and .xlsx <img src='http://www.frugalpinoy.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> . libre pa <img src='http://www.frugalpinoy.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> .</p>
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	<item>
		<title>By: Ning</title>
		<link>http://www.frugalpinoy.com/budgeting/free-download-frugal-pinoy-budgeting-spreadsheet/#comment-382</link>
		<dc:creator>Ning</dc:creator>
		<pubDate>Fri, 13 Nov 2009 07:09:55 +0000</pubDate>
		<guid isPermaLink="false">http://frugalpinoy.com/?p=531#comment-382</guid>
		<description>Hi! Nice spreadsheet. Actually you can save the spreadsheet in excel format. Just use the &quot;save as&quot; option. It will then save it to *.xls format. That way both Open Office and MS Office people can use it without downloading the freeware. ^_^</description>
		<content:encoded><![CDATA[<p>Hi! Nice spreadsheet. Actually you can save the spreadsheet in excel format. Just use the &#8220;save as&#8221; option. It will then save it to *.xls format. That way both Open Office and MS Office people can use it without downloading the freeware. ^_^</p>
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	<item>
		<title>By: Celine</title>
		<link>http://www.frugalpinoy.com/budgeting/free-download-frugal-pinoy-budgeting-spreadsheet/#comment-381</link>
		<dc:creator>Celine</dc:creator>
		<pubDate>Wed, 11 Nov 2009 23:22:50 +0000</pubDate>
		<guid isPermaLink="false">http://frugalpinoy.com/?p=531#comment-381</guid>
		<description>Sinubukan ko na yung wesabe pero tama ka, hindi applicable yung pag-extract ng transactions sa Philippine bank/credit card accounts.

Oo, free ang Camstudio :) I-google mo lang.</description>
		<content:encoded><![CDATA[<p>Sinubukan ko na yung wesabe pero tama ka, hindi applicable yung pag-extract ng transactions sa Philippine bank/credit card accounts.</p>
<p>Oo, free ang Camstudio <img src='http://www.frugalpinoy.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  I-google mo lang.</p>
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