Ladderized Savings
What do you mean when you say you’re saving money? You’re saving money for what? What do ‘savings’ mean to you? For me, there are several categories of savings, with one category higher up my priority list and more ‘untouchable’ than the next. These categories include my retirement savings, money that I’m saving to spend [...]
Making a 'gimik' more affordable
It’s Friday night and your officemates or friends want to go out. Although you love their company, either you don’t have enough gimik money or your friends tend to spend more money on gimiks than you’re comfortable with. So what do you do? Is it possible to hang out with them without breaking your budget? [...]
Stretching the peso against the high cost of living (Part 3)
This is the third and final part of the Frugal Pinoy series on “Stretching the Peso Against the High Cost of Living“. In this post, we’ll discuss how to augment income, as well as how to maximize savings. If you want to review the first two parts of the series, here they are: Stretching the [...]
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