Why you need an emergency fund
What is an emergency fund? It’s basically a collection of money that you can access whenever there’s an emergency. And only an emergency. Emergencies may include the following: the sudden loss of a job, unforseen medical bills, a natural calamity, sudden home or vehicle repairs, etc. Upgrading your cellphone is not an emergency. Neither is [...]
My personal gardening project
I’ve always dreamed of growing my own herb garden, especially since I love to cook and prefer to get herbs from my own yard rather than the grocery store. It’s rewarding, cheaper, and healthier (since I don’t use fertilizer or sprays). Recently, I’ve taken a step towards this dream by planting some stuff. I already [...]
Do you have what it takes to be a millionaire? (Part 2)
To recap the previous post, here are the questions you need to ask yourself to determine if you have what it takes to be a millionaire (at least, according to David Bach’s Automatic Millionaire): 1) Do you pay yourself first? 2) Do you have an emergency basket of cash? 3) Do you know what your [...]
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